About us

Who we are?
In February 2017, Mikro Kapital S.p.A. entered the national microcredit scene, among the first 10 microcredit companies recognized by Banca d’Italia in the frame work of art. 111 of TUB “with both national and international character”.

Mikro Kapital S.p.A. – part of Mikro Kapital Management SA – following the same logic consolidated over time, grant credit to sustain businesses, families and education.

Mikro Kapital is committed in guaranteeing sustainable ethical finance by means of a sophisticated system of credit analysis with a quarterly monitoring and thanks to an informative support about the entrepreneur-client which allows us to keep high standard of portfolio and credit quality.

We support startups and high-quality businesses, not bankable yet, but also individuals and families that can’t use traditional channels to satisfy ordinary needs (home, car, health, education) because they don’t have a sufficient credit story.
Team Mikro Kapital S.p.A.
Our team is young, dynamic and growing. Our experts have strong knowledge in the financial analysis based on the EBRD approach as well as on the long-term experience in lending to small and medium-sized companies.
Board of Directors
Vincenzo Trani
Giorgio Parola
Edoardo Esercizio
Member of the Board of Directors
Marianna Marasco
Member of the Board of Directors
Top Management
Luca D’Ormea
General Manager
Mikro Kapital Group
Our Group invests mainly in microfinance and impact finance focusing on the countries along the silk road.
Our Corporate Strategy is based on four pillars:
  • We place our clients at the center of everything we do.
  • We look at our clients to provide a unique experience.
  • We focus on our group’s long-term development and aim in that way to achieve sustainable and profitable growth.
We are convinced that our strategy – powered by our business culture and the contributions made by our people – is instrumental in earning, keeping and growing trust day by day and therefore in helping us become ‘the reference’ in our core markets.
Mikro Kapital SpAItaly
Mikro Kapital RussiaRussia
Mikro Kapital IFN SARomania
Mikro Kapital MoldovaMoldova
Mikro LeasingBelarus
Concern General InvestRussia
General FactoringRussia
All companies
Mikro Kapital LLCArmenia
Mikro Kapital Management SALuxembourg
General Invest SwitzerlandSwitzerland
Imon InternationalTajikistan
JSC MFC Mikro KapitalRussia
Mikro Kapital HKHong Kong
Mikro Kapital IndonesiaIndonesia
Mikro Kapital UzbekistanUzbekistan
Mikro Leasing UzbekistanUzbekistan
MK ConsultingTajikistan
National LeasingRussia
Town MoneyRussia
D-mobility WorldwideCzech Republic
Fondo di Garanzia - Guarantee Fund for SMEs
National Agency for Microcredit
Banca del Mezzogiorno Medio Central Credit
Ambrosian Welfare Foundation